How to Pay GST Through Your Credit Card Easily [2025]

GST payment through credit card is now simpler and more accessible than ever, thanks to GimBooks Pay, a new-age, integrated payment platform designed especially for small and micro-sized businesses.

With GimBooks Pay, you don’t need to navigate complex government portals or wait in long queues at banks. Now, you can pay GST by credit card directly within the GimBooks ecosystem, enjoying flexibility, faster payments, and full GST compliance in one place.

What Is GST and Why Is Timely Payment Important?

Goods and Services Tax (GST) is India’s unified indirect tax system that applies to almost all goods and services. Every registered business, no matter how small, is required to calculate, file, and pay GST regularly, so ensure that your GST Billing Software is Goods and Services Tax Identification Number (GSTN) ready or not.

Overall, India has more than 14 million businesses registered under the GST system. Launched on July 1, 2017, by the Indian government, GST unified the country's indirect tax structure by replacing various pre-existing taxes on goods and services with one comprehensive tax.

Missing deadlines can result in:

Late fees
Interest charges
Compliance issues

To help small businesses stay on top of their tax obligations, GimBooks Pay offers a smooth way to handle GST bill payments with a credit card, giving you both speed and financial control.

What Is GimBooks Pay?

GimBooks Pay is an integrated payment solution built into the GimBooks platform, allowing users to make direct GST, utility, and business payments using credit cards.

It simplifies the process of GST payment by credit card while also offering the following:

Real-time challan generation
Secure transactions
Auto-sync with invoices and bookkeeping tools

No need to switch tabs or log in to the government GST portal. Everything is handled inside GimBooks.

Can We Pay GST Through a Credit Card with GimBooks Pay?

Yes, you absolutely can. GimBooks Pay now supports GST payment through credit cards, helping small business owners manage their finances more flexibly.

It is especially helpful when:

Cash flow is tight.
Bank transfers are delayed.
Deadlines are near.

With just a few taps, you can clear your GST dues and generate a valid challan all inside the GimBooks mobile or web app.

Why Use GimBooks Pay for GST Payment by Credit Card?

Here’s why small and micro businesses are switching to GimBooks Pay for GST payment by credit card:

1. Quick and Hassle-Free Process

No need to visit the GST portal.
Auto-filled tax data from your invoices.
One-click payments.

2. Improved Cash Flow Management

Use your credit card’s billing cycle smartly.
Get up to 45 days to repay without interest.

3. Real-Time Challan Generation

Get your GST challan immediately after payment.
Keep your tax records in one place.

4. Zero Compliance Stress

Auto-reminders before due dates.
Integrated GST reports for filing returns.

5. Safe and Secure Transactions

RBI-compliant gateways
OTP and encryption for every payment

Step-by-Step Guide: How to Make GST Payment Through Credit Card Using GimBooks Pay

Here’s how you can pay your GST in minutes using GimBooks:

Step 1: Open the GimBooks App

Log in to your GimBooks account.
Navigate to the “GimBooks Pay” section.

Step 2: Create or Import GST Invoice

Either auto-generate from your sales record.
Or import existing GST details.

Step 3: Select 'Pay GST'

Choose the 'GST Payment' option.
Enter or verify your tax amount.

Step 4: Choose Credit Card as Payment Mode

Select ‘Credit Card’
Enter your card details and confirm OTP.

Step 5: Get Instant Confirmation

Receive a valid GST challan instantly.
View or download it from the dashboard.

That’s it! Your GST is paid, and your records are updated; no government portal login is required.

Is There GST on Credit Card Transactions via GimBooks?

There may be a small convenience fee depending on the payment gateway and card issuer. However, this is far less than penalties or late fees from missed GST deadlines.

Also, some cards offer reward points or cashback for utility payments, including taxes, so the benefit often outweighs the cost.

Who Should Use GST Payment Through Credit Card with GimBooks?

GimBooks Pay is perfect for:

Small & micro businesses with seasonal income
Freelancers and consultants with irregular cash flow
Startups and sole proprietors
Traders who need to manage working capital gaps

If you often find yourself racing against GST deadlines, using your credit card via GimBooks Pay could be a lifesaver.

Common Concerns Around GST Payment by Credit Card

The following are some common concerns around paying GST by credit card:

1. Will it affect my credit score?

Only if you fail to repay your card dues, treat your GST payment like any other card transaction and pay your bill on time to avoid issues.

2. Can I pay part of my GST dues via credit card?

No. Once a challan is generated, it must be paid in full. Partial payments are not allowed.

3. Is this payment method safe?

Yes, all transactions go through RBI-authorized gateways with OTP verification, making them secure.

Real-Life Scenario

Example:Rakesh owns a small packaging business in Jaipur. In March, his monthly GST due was ₹45,000. Unfortunately, a client's payment got delayed, and his bank balance wasn’t enough.

Instead of delaying and risking penalties, he used his credit card to pay the GST. He repaid the amount within the credit card’s grace period and avoided late fees and compliance issues altogether.

So, for small business owners like Rakesh, GST payment through GimBooks Pay brings peace of mind and financial flexibility.

Key Features of GimBooks That Make GST Compliance Easy

Here’s why over 4 million users trust GimBooks:

Mobile-first and user-friendly interface
Automated invoice generation and GST calculation
Multi-language support for local businesses
Integrated payment dashboard
Real-time financial reports and alerts

With GimBooks Pay, even first-time users can handle tax payments with ease.

Suggested read: Learn How to Transfer Money from a Credit Card to a Bank Account

Best Practices for Using GimBooks Pay for GST

Some of the best practices for using GimBooks Pay for GST are as follows:

Pay credit card dues on time to avoid interest.
Enable due date reminders in your app.
Choose a business credit card with low charges.
Track previous challans for your records.
Keep invoices and GST returns synced inside GimBooks.

Summing Up

Gone are the days of struggling with GST payments on confusing portals. With gst payment through credit card made possible by GimBooks Pay, small and micro businesses can enjoy flexibility, better cash flow, and zero compliance stress.

The process is fast, secure, and tailored to your business needs, all under one roof.

So, the next time you’re asking, “Can we pay GST through a credit card?” just log in to GimBooks Pay and make it happen in minutes!

Related read: Top 10 Credit Card-to-Bank Transfer Apps in India

FAQs

Can I make a GST payment through a credit card using GimBooks Pay?

Yes, GST payment through credit card is fully supported on GimBooks Pay, offering a convenient alternative to the GST portal.

Is GST payment through credit card via GimBooks Pay safe?

Absolutely. GST payment using a credit card is processed through authorized gateways with OTP verification, ensuring a secure transaction.

Are there any extra charges for GST payment through credit card?

Yes, GST payment through credit card may include minimal convenience fees depending on your bank or card issuer.

What are the benefits of GST payment through credit cards for small businesses?

GST payment through credit cards allows small businesses to manage cash flow, avoid penalties, and make timely payments without immediate cash in hand.

Which banks support GST payments through credit cards?

Most major Indian banks now allow GST payment through credit cards, but availability may vary. Always check with your bank for supported services on the GST portal.